Wells Fargo GraduateSM Loan
| Graduate Loan |
| Why students choose this loan | |
|---|---|
| It’s another option for graduate students |
This private student loan is for graduate students in non-health related professions. If you've received all the federal loans you're eligible for and still don't have enough, you can use a Wells Fargo Graduate Loan1 to borrow up to the entire cost of your education.2 |
| No fees | No origination, disbursement, or early payment fees. Unlike some other lenders, we don’t deduct anything from the amount you borrow. |
| No payments until you leave school | No payments are due until six months after you leave school.3 And if you’re having trouble making payments, we offer ways to lower or postpone your payments. |
Apply now! Most students qualify without a cosigner. See a detailed checklist of what you'll need to apply online.
| Additional features and benefits | |
|---|---|
| How much you can borrow | There’s no annual maximum — you can borrow up to the cost of education (tuition, rent, books, etc.) minus other financial aid.2 The aggregate loan limit is 180,000 for law and business; $120,000 for other fields of study, including all other educational debt. |
| The loan money goes to your school | Your financial aid officer will certify the loan amount you are eligible for. In most cases, we send the loan money directly to your school (typically twice a year). You can use any money left over after paying for tuition for your other education-related expenses, such as room and board or books. |
| Competitive annual percentage rate (APR) | Variable APR, based on credit. Lower your interest rate when you pay responsibly. |
| Expert Wells Fargo service | Unlike other lenders, we service our loans from application through repayment, so you get:
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| Who can apply | You must be seeking a degree, have an established, positive credit history, and meet other eligibility requirements. |
| Graduate Loan |
1 Loan subject to qualification.
2 The annual loan limit for temporary resident aliens is $35,000.
3 The maximum in-school period is five years after the date of first disbursement.
2 The annual loan limit for temporary resident aliens is $35,000.
3 The maximum in-school period is five years after the date of first disbursement.
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