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Federal Student Loans
These loans are guaranteed by the government and are among the most affordable education financing options available today.
Federal Student Loans Offer:
- Low, fixed interest rates
- Opportunity for nearly all students to qualify for a Federal Stafford Loan
- Options for students to defer payments while they are in school
Wells Fargo may at its option, sell federal student loans it originates to an unaffiliated third party and may also transfer servicing rights as a result of the sale. If this occurs, Wells Fargo or the new holder will provide you timely notification of the sale and the address and phone number for the new servicer if applicable. |
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Private Student Loans
When it comes to financing your education, be sure to look to your lowest-cost options first, including grants, scholarships and federal loans. If you need additional funding, consider a Wells Fargo Private Loan. You’ll enjoy:
- No payments until six months after graduation or leaving school (in-school periods vary based on loan program)
- Flexible repayment terms
- Generous loan limits
- Low interest rates
- Free online account management tools
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MedCAP® Alternative Loan For Health Professionals
A loan for health professional students. Enjoy loan limits designed to meet your needs and a generous grace period that lets you concentrate on the important things — like finding the right residency program or studying for board exams.
MedCAP-XTRA® Loan
A loan for extra expenses related to a health professional degree, such as medical boards, clinical exams and internships.
Wells Fargo Education Connection® Loan
A private loan for students seeking training, a certificate or license, or a degree. Qualify for this loan even if you’re enrolled less than half-time.
All loans subject to qualification.
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Federal Loan Application Process
If you choose not to sign your Master Promissory Note (MPN) electronically when you apply online, print the MPN, sign it, and return it to Wells Fargo at PO Box 5185, Sioux Falls, SD 57117-5185. That's all you need to do. Wells Fargo will notify the financial aid department of your request so your school can certify your loan.
Learn about banking basics, savings and checking accounts, budgeting, credit and investing through the Hands on Banking® program.
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