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Federal Student Loans
These loans are guaranteed by the government and are among the most affordable education financing options available today. With Wells Fargo, you’ll enjoy great customer service and free online account management tools.
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Federal Stafford Loan
For undergraduate and graduate students. Wells Fargo makes paying for college easy with:
- No credit check. Since the loan is federally guaranteed, even those with little or no credit can qualify
- No payments while you’re in school at least half-time — and, you can defer repayment for up to six months after you leave school
Federal PLUS Loan For Parents
For parents of undergraduate dependent students. Parents will enjoy:
- The opportunity to qualify regardless of income or assets
- The option to postpone payments for up to five years while the student is enrolled at least half-time (must request forbearance annually)
Federal PLUS Loan For Graduate And Professional Students
If you’re a graduate student, you can combine this loan with the Federal Stafford Loan to cover the entire cost of your education. You’ll enjoy:
- No payments while you’re in school at least half-time — and, you can request a forbearance to defer repayment for up to six months after you leave school
- One bill when you have your federal loans through Wells Fargo. No need to juggle multiple billing statements
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Private Student Loans
Need money in addition to your federal student loan? Consider a Wells Fargo Private Loan. You’ll enjoy:
- More loan money up front, when you need it, with no origination or disbursement fees
- Low interest rates and generous repayment benefits
- Flexible repayment terms and no repayment fees
- The ability to qualify on your own — without a cosigner — on some loans
- No payments until six months after graduation or leaving school (in-school periods vary based on loan program)
- Free online account management tools
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Wells Fargo Collegiate® Loan
A loan for undergraduate or graduate students enrolled in a degree or certificate program.
All loans subject to qualification.
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