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Finance Your Education With Wells Fargo
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Federal Student Loans
These loans are guaranteed by the government and are among the most affordable education financing options available today. With Wells Fargo, you’ll enjoy great customer service and free online account management tools.


    Federal Stafford Loan
    For undergraduate and graduate students. Wells Fargo makes paying for college easy with:
    • No credit check. Since the loan is federally guaranteed, even those with little or no credit can qualify
    • No payments while you’re in school at least half-time — and, you can defer repayment for up to six months after you leave school


    Federal PLUS Loan For Graduate And Professional Students
    If you’re a graduate student, you can combine this loan with the Federal Stafford Loan to cover the entire cost of your education. You’ll enjoy:
    • No payments while you’re in school at least half-time — and, you can request a forbearance to defer repayment for up to six months after you leave school
    • One bill when you have your federal loans through Wells Fargo. No need to juggle multiple billing statements



    Private Student Loans
    Need money in addition to your federal student loan? Consider a Wells Fargo Private Loan. You’ll enjoy:
    • More loan money up front, when you need it, with no origination or disbursement fees
    • Low interest rates and generous repayment benefits
    • Flexible repayment terms and no repayment fees
    • The ability to qualify on your own — without a cosigner — on some loans
    • No payments until six months after graduation or leaving school (in-school periods vary based on loan program)
    • Free online account management tools

    Wells Fargo Collegiate® Loan
    A loan for undergraduate or graduate students enrolled in a degree or certificate program.


    Wells Fargo GraduateSM Loan
    A loan for students working toward an advanced degree at a graduate, business or law school.


    Compare the Wells Fargo Graduate Loan to the new PLUS Loan for graduate and professional students.

    MedCAP® Alternative Loan For Health Professionals
    A loan for health professional students. Enjoy loan limits designed to meet your needs and a generous grace period that lets you concentrate on the important things — like finding the right residency program or studying for board exams.


    All loans subject to qualification.

    What Makes A Good Cosigner (PDF)?*

    Se habla español
    Vea información sobre nuestros servicios para estudiantes en español.
    The Hispanic Scholarship Fund offers a variety of college scholarships to Hispanic students. For details, visit the Hispanic Scholarship Fund site

    Loan Calculators
    Calculate your payments and manage your loan obligations with easy online calculators.




    Debt Management
    Learn how to establish and maintain good credit.

    Forbearance Information
    Forbearance is a period of time during which the borrower is permitted to temporarily cease making payments. Interest continues to accrue on the loan during the forbearance period. A parent borrower who wants to postpone payment on a Federal PLUS Loan for parents during a student's in-school period can use the Standard Forbearance (PDF).*




    Education Credits for Tax Purposes
    Learn more about tax credits, interest deduction opportunities, and saving options for students and parents.


    At Wells Fargo, we are committed to educating our customers about fraud and identity theft protection.
    We encourage you to visit our Fraud Information Center.


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    Wells Fargo Education Financial Services is a division of Wells Fargo Bank, N.A.
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