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Federal Student Loans
These loans are guaranteed by the government and are among the most affordable education financing options available today.
Federal Student Loans Offer:
- Low, fixed interest rates
- Opportunity for nearly all students to qualify for a Federal Stafford Loan
- Options for students to defer payments while they are in school
Wells Fargo may at its option, sell federal student loans it originates to an unaffiliated third party and may also transfer servicing rights as a result of the sale. If this occurs, Wells Fargo or the new holder will provide you timely notification of the sale and the address and phone number for the new servicer if applicable. |
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Private Student Loans
When it comes to financing your education, be sure to look to your lowest-cost options first, including grants, scholarships and federal loans. If you need additional funding, consider a Wells Fargo Private Loan. You’ll enjoy:
- No payments until six months after graduation or leaving school (in-school periods vary based on loan program)
- Flexible repayment terms
- Generous loan limits
- Low interest rates
- Free online account management tools
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Wells Fargo Collegiate® Loan
A loan for undergraduate or graduate students enrolled in a degree or certificate program.
Wells Fargo GraduateSM Loan
A loan for students working toward an advanced degree at a graduate, business or law school.
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Consolidation Options
Consolidation may be a good option if you need to reduce your monthly payments by extending your repayment term, or if you have student loans with multiple lenders. Keep in mind that you may pay more over the life of the loan with consolidation. |
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Wells Fargo Private ConsolidationSM Loan
An affordable way to combine private student loan debt.
All loans subject to qualification.
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What Makes A Good Cosigner (PDF)?*
Start right with College Combo®
- Wells Fargo College Checking®
- Wells Fargo® Check Card
- Wells Fargo® College Visa® Credit Card with no annual fee
- Online account access
Want to find a student loan that fits your needs?
Use our Student Loan Selector to learn about your student loan option(s) based on your enrollment program.
Federal Loan Application Process
If you choose not to sign your Master Promissory Note (MPN) electronically when you apply online, print the MPN, sign it, and return it to Wells Fargo at PO Box 5185, Sioux Falls, SD 57117-5185. That's all you need to do. Wells Fargo will notify the financial aid department of your request so your school can certify your loan.
Learn about banking basics, savings and checking accounts, budgeting, credit and investing through the Hands on Banking® program.
Loan Calculators
Calculate your payments and manage your loan obligations with easy online calculators.
Debt Management
Learn how to establish and maintain good credit.
Budgeting Tips
Learn how to create a budget plan for college expenses and establish good financial habits for life.
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