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Federal Student Loans
These loans are guaranteed by the government and are among the most affordable education financing options available today. With Wells Fargo, you’ll enjoy great customer service and free online account management tools.
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Federal Stafford Loan
For undergraduate and graduate students. Wells Fargo makes paying for college easy with:
- No credit check. Since the loan is federally guaranteed, even those with little or no credit can qualify
- No payments while you’re in school at least half-time — and, you can defer repayment for up to six months after you leave school
Federal PLUS Loan For Parents
For parents of undergraduate dependent students. Parents will enjoy:
- The opportunity to qualify regardless of income or assets
- The option to postpone payments for up to five years while the student is enrolled at least half-time (must request forbearance annually)
Federal PLUS Loan For Graduate And Professional Students
If you’re a graduate student, you can combine this loan with the Federal Stafford Loan to cover the entire cost of your education. You’ll enjoy:
- No payments while you’re in school at least half-time — and, you can request a forbearance to defer repayment for up to six months after you leave school
- One bill when you have your federal loans through Wells Fargo. No need to juggle multiple billing statements
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Private Student Loans
Need money in addition to your federal student loan? Consider a Wells Fargo Private Loan. You’ll enjoy:
- More loan money up front, when you need it, with no origination or disbursement fees
- Low interest rates and generous repayment benefits
- Flexible repayment terms and no repayment fees
- The ability to qualify on your own — without a cosigner — on some loans
- No payments until six months after graduation or leaving school (in-school periods vary based on loan program)
- Free online account management tools
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Wells Fargo Collegiate® Loan
A loan for undergraduate or graduate students enrolled in a degree or certificate program.
Wells Fargo GraduateSM Loan
A loan for students working toward an advanced degree at a graduate, business or law school.
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Consolidation Options
Consolidation may be a good option if you need to reduce your monthly payments by extending your repayment term, or have student loans with multiple lenders. Keep in mind that you may pay more over the life of the loan with consolidation. |
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Wells Fargo Private ConsolidationSM Loan
An affordable way to combine private student loan debt.
All loans subject to qualification.
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What Makes A Good Cosigner (PDF)?*
Repayment Benefits
Lower your interest rate when you pay responsibly.
Start right with College Combo®
- Wells Fargo College Checking®
- Wells Fargo® Check Card
- Wells Fargo® College Visa® Credit Card with no annual fee
- Online account access
Want to find a student loan that fits your needs?
Use our Student Loan Selector to learn about your student loan option(s) based on your enrollment program.
Federal Loan Application Process
If you choose not to sign your Master Promissory Note (MPN) electronically when you apply online, print the MPN, sign it, and return it to Wells Fargo at PO Box 5185, Sioux Falls, SD 57117-5185. That's all you need to do. Wells Fargo will notify the financial aid department of your request so your school can certify your loan.
Learn about banking basics, savings and checking accounts, budgeting, credit and investing through the Hands on Banking® program.
Loan Calculators
Calculate your payments and manage your loan obligations with easy online calculators.
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