Finance Your Education With Wells Fargo
Apply online or call 1-800-658-3567
Federal Stafford Loan
Low interest rates on subsidized and unsubsidized Federal Stafford Loans with combined billing, and superior service
  • 0% Federal Default Fee1
  • 0% Origination Fee: Wells Fargo will pay the origination fee on your behalf, so you will get more of your money up front


Federal PLUS Loan For Parents
For parents of undergraduate dependent students who are enrolled at least half-time
  • 0% Federal Default Fee1
  • Postponed Payments: Postpone payments for up to five years while your student is enrolled in school at least half-time (must request forbearance annually)


Wells Fargo Collegiate® Loan
A private loan for undergraduate or graduate students seeking a degree
  • No origination, disbursement, or repayment fees
  • No payments for up to six months after graduating or ceasing to be enrolled
  • Borrow the cost of education (tuition, room and board, and books), minus other financial aid, as determined by school
    • temporary resident aliens may borrow up to $25,000
  • Repayment incentives for automatic and on-time payments



  1. Many guaranty agencies pay the guarantee fee on the borrower's behalf. It is Wells Fargo's intent to pay the 1% federal default fee on behalf of all borrowers when the guarantor does not. Repayment benefits may be modified or discontinued at any time without notice.


Se habla español
Vea información sobre nuestros servicios para estudiantes en español.


Want a personalized recommendation of what student loan's right for you?
Use our Student Loan Selector to determine your best student loan option(s) based on your enrollment program.

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Loan Calculators
Calculate your payments and manage your loan obligations with easy online calculators.


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