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Federal Student Loans
These loans are guaranteed by the government and are among the most affordable education financing options available today. With Wells Fargo, you’ll enjoy:
- No disbursement or repayment fees
- Low fixed interest rates
- Free online account management tools
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Federal Stafford Loan
For undergraduate and graduate students. Wells Fargo makes paying for college easy with:
- No up-front fees — get more of your loan money when you need it the most
- No payments while you’re in school at least half-time — and, you can defer repayment for up to six months after you leave school
Federal Loan Application Process
If you choose not to sign your Master Promissory Note (MPN) electronically when you apply online, print the MPN, sign it, and return it to Wells Fargo at PO Box 5185, Sioux Falls, SD 57117-5185. That's all you need to do. Wells Fargo will notify the financial aid department of your request so your school can certify your loan.
All loans subject to qualification.
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We're With You
For The Life Of Your Loan
Wells Fargo provides life-of-loan servicing — one service provider — from application through repayment.
With Wells Fargo as your lender, you'll also enjoy benefits of superior technology (including online account access and online bill pay) and experienced, reliable customer service.
Learn about banking basics, savings and checking accounts, budgeting, credit and investing through the Hands on Banking® program.
Loan Calculators
Calculate your payments and manage your loan obligations with easy online calculators.
Debt Management
Learn how to establish and maintain good credit.
Budgeting Tips
Learn how to create a budget plan for college expenses and establish good financial habits for life.
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Education Credits for Tax Purposes
Learn more about tax credits, interest deduction opportunities, and saving options for students and parents.
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