Finance Your Education With Wells Fargo
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Federal Student Loans
These loans are guaranteed by the government and are among the most affordable education financing options available today. With Wells Fargo, you’ll enjoy:
  • No disbursement or repayment fees
  • Low fixed interest rates
  • Free online account management tools

Federal PLUS Loan For Parents
For parents of undergraduate dependent students. Parents will enjoy:
  • The opportunity to qualify regardless of income or assets
  • The option to postpone payments for up to five years while the student is enrolled at least half-time (must request forbearance annually)


Federal Loan Application Process
If you choose not to sign your Master Promissory Note (MPN) electronically when you apply online, print the MPN, sign it, and return it to Wells Fargo at PO Box 5185, Sioux Falls, SD 57117-5185. That's all you need to do. Wells Fargo will notify the financial aid department of your request so your school can certify your loan.

We're With You
For The Life Of Your Loan
Wells Fargo provides life-of-loan servicing — one service provider — from application through repayment.

With Wells Fargo as your lender, you'll also enjoy benefits of superior technology (including online account access and online bill pay) and experienced, reliable customer service.

All loans subject to qualification.

Learn about banking basics, savings and checking accounts, budgeting, credit and investing through the Hands on Banking® program.

Loan Calculators
Calculate your payments and manage your loan obligations with easy online calculators.


Forbearance Information
Forbearance is a period of time during which the borrower is permitted to temporarily cease making payments. Interest continues to accrue on the loan during the forbearance period. A parent borrower who wants to postpone payment on a Federal PLUS Loan for parents during a student's in-school period can use the Standard Forbearance (PDF).*

Education Credits for Tax Purposes
Learn more about tax credits, interest deduction opportunities, and saving options for students and parents.


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